Union e-Express Checking

Union e-Express Checking

The Union e-Express is specifically designed for those members who do most of their banking electronically.  This non-dividend paying account comes with all the convenience you are looking for including FREE access to over 30,000.00 ATM's nationwide.  So, check your balance 24 hours a day, 7 days a week and bank at your convenience.

MINIMUM BALANCE TO OPEN: $100.00
MONTHLY MAINTENANCE FEE: No Monthly Maintenace Fee

Balance Requirements

  • No Minimum Balance Required

MyCU66 MasterCard® DEBIT CARD

(with Chip Technology)

  • Free Access to over 30,000 ATM's(6)
  • Member Privilege Pay(4)

Mobile & Online Banking

  • 24/7 Access to your accounts
  • Free Account Text Alerts
  • Order Checks for Pick-Up Online
  • Online Check Images
  • Electronic Statement Delivery(2)

Other Available Services

  • Access to Overdraft Protection(3) and Member Privilege Pay(4)

At IBEW LU 66 Federal Credit Union, we are committed to helping you to manage your Accounts and to help you avoid fees.  To get a complete listing of fees, including examples of what can cause them, please ask a Member Support Representative for more information or visit our Truth in Saving Disclosure at www.MyCU66.org.

Union Select Checking

Union Select Checking

The Union Select Checking account is a more traditional non-dividend paying checking account designed for members who like the convenience of online banking and debit cards but still desire unlimited check writing capabilities.

  • Monthly Maintenance Fee: $8.00 Monthly

We'll waive the $8 Monthly Maintenance Fee on your Union Select Checking Account if you:

  • Maintain a daily ledger balance of $500.00 or greater
Key Account Benefits
Unlimited Check Writing Privileges
1 IBEW Local 66 FCU MasterCard® Debit Card Per Account Holder
Free 24/7 access to accounts on the web at www.MyCU66.org
Free 24/7 access to your accounts on the MyCU66 Mobile Banking App(3)
Free Account Alerts
Free Online (Paperless/Electronic) Statement Delivery(1)
Free Online Check Images (24/7)
Access to Overdraft Protection(4) and Courtesy Pay(5)

Overdraft Protections Add-On Option

We understand that things can happen. To help avoid embarrassing Overdraft and Return Item fees, have a Member Services Representative link your Union Select Checking account to another Credit Union savings, money market, or eligible credit account for overdraft protection.

Source of Overdraft Protection FundsTransfer Fee
IBEW LU 66 FCU Savings or Money Market Account $5 per daily transfer
IBEW LU 66 FCU Line of Credit $5 per daily transfer + Interest

Union Advantage Checking

Union Advantage Checking

The Union Advantage Checking is a checking account designed for our members who prefer unlimited check writing privileges and the payment of dividends.

  • Monthly Maintenance: $12.00 Monthly

We'll waive the $12 Monthly Maintenance Fee on your Union Advantage Checking Account if you:

  • Maintain a daily ledger balance of $2,500.00 or greater
Key Account Benefits
Earns Dividends, Paid Monthly(6)
Unlimited Check Writing Privileges
1 IBEW Local 66 FCU MasterCard® Debit Card Per Account Holder
Free 24/7 access to accounts on the web at www.MyCU66.org
Free 24/7 access to your accounts on the MyCU66 Mobile Banking App(3)
Free Account Alerts
Free Online (Paperless/Electronic) Statement Delivery(1)
Free Online Check Images (24/7)
Access to Overdraft Protection(4) and Courtesy Pay(5)
Free Money Orders
Discount on Cashier's Checks
Free Credit Union Issued Check (Drawn from your Advantage Checking Account)
Free Notary Service

Overdraft Protection Add-On Option

We understand that things can happen. To help avoid embarrassing Overdraft and Return Item fees, have a Member Services Representative link your Union Advantage Checking account to another Credit Union savings, money market, or eligible credit account for overdraft protection.

Source of Overdraft Protection FundsTransfer Fee
IBEW LU 66 FCU Savings or Money Market Account $5 per daily transfer
IBEW LU 66 FCU Line of Credit $5 per daily transfer + Interest

UNION PRIDE CHECKING

Union Pride Checking

The Union Pride Checking is specifically designed for Retirees of IBEW Local 66 and 527 as well as for those discerning members who desire the most benefit out of their money and account; these members typically maintain higher deposit and loan balances.  The Union Pride Checking Account comes with a higher tiered dividend rate schedule and additional account features and benefits.

MINIMUM BALANCE TO OPEN: $1,000.00 ($100.00 for Retirees)
MONTHLY MAINTENANCE FEE: $18.00

We will Waive the monthly maintenance fee on your Union Pride Checking Account when you:

  • Are a Retiree from services with IBEW Local Union 66 or 527
  • Maintain a Combined Daily Ledger Balances $10,000.00 or greater across all your accounts -OR-
  • Have Outstanding Loans with us totaling $25,000.00 or more.

DIVIDENDS & CHECKS

  • Higher Dividends, Paid Monthly(5)
  • Unlimited Check Writing Privileges
  • Free Paper Checks(6)

MyCU66 MasterCard® DEBIT CARD

(with Chip Technology)

  • Free Access to over 30,000 ATM’s(9)
  • Member Privilege Pay(4)

MOBILE & ONLINE BANKING

  • 24/7 Access to your accounts
  • Free Account Text Alerts
  • Order Checks for Pick-Up Online
  • Online Check Images
  • Electronic Statement Delivery(2)

DISCOUNTED SERVICES

  • Free Paper Statement Delivery
  • Free Statement Copy
  • Free Notary Service
  • Free Cashier's Checks
  • Free Off-Cycle Account Activity Printouts
  • Free Incoming Wire Transfer
  • Discount on Outgoing Wire Transfer Order
  • Non-Sufficient Fund Fee Waivers(7)
  • Stop Payment Order Fee Waivers(8)

OTHER AVAILABLE SERVIES

  • Access to Overdraft Protection(3) and Member Privilege Pay(4)
  • You!Connected! Relationship Rewards

At IBEW LU 66 Federal Credit Union, we are committed to helping you to manage your Accounts and to help you avoid fees.  To get a complete listing of fees, including examples of what can cause them, please ask a Member Support Representative for more information or visit our Truth in Saving Disclosure at www.MyCU66.org.

We'll waive the $18 Monthly Maintenance Fee on your Union Advantage Checking Account if you:

  • Maintain a Daily Ledger Balance of $10,000.00 or greater OR
  • Are a Retiree from IBEW Local 66
Key Account Benefits
Earns Higher Dividends, Paid Monthly(6)
Unlimited Check Writing Privileges
Free Paper Checks(7)
1 IBEW Local 66 FCU MasterCard® Debit Card Per Account Holder
Free 24/7 access to accounts on the web at www.MyCU66.org
Free 24/7 access to your accounts on the MyCU66 Mobile Banking App(3)
Free Account Alerts
Free Online (Paperless/Electronic) Statement Delivery(1)
Free Paper Statement Delivery
Free Statement Copy
Free Online Check Images (24/7)
Access to Overdraft Protection(4) and Courtesy Pay(5)
Free Money Orders
Free Cashier's Checks
Free Credit Union Issued Check (Drawn from your Union Pride Checking Account)
Free Notary Service
Free Off-Cycle Account Activity Printouts
Free Telephone Balance Inquiry
Free Check Copies
Free Incoming Domestic Wire Transfers
Discount on Outgoing Domestic Wire Transfer Orders
Non-Sufficient Fund Fee Waivers(8)
No Fee Overdraft Protection Transfers to an Overdrawn Account(3)
Stop Payment Order Fee Waivers(9)

Overdraft Protection Add-On Option

We understand that things can happen. To help avoid embarrassing Overdraft and Return Item fees, have a Member Services Representative link your Union e-Express Checking account to another Credit Union savings, money market, or eligible credit account for overdraft protection.

Source of Overdraft Protection FundsTransfer Fee
IBEW LU 66 FCU Savings or Money Market Account $5 per daily transfer
IBEW LU 66 FCU Line of Credit $5 per daily transfer + Interest

Other Deposit Services

Other Deposit Services

  • Debit Card
  • Direct Deposit
  • Overdraft Protection
  • Power by You Relationship Rewards
  • Investment Calculator