Auto Loans

At MyCU66, we have been committed help our members achieve their financial goals since 1971; including financing your next new car, truck or SUV. We offer auto loans with competitive low rates and flexible terms (up to 84 months) that can keep your payments low. Whether you’re looking for a new or used vehicle, we offer a variety of loans at fixed, competitive rates.

Benefits of a MyCU66 Automobile Loan

  • Fixed rate, fixed term, and fixed monthly payments.
  • No prepayment penalties or fees.
  • Competitive Annual Percentage Rate (APR) for the life of the loan.
  • Often, same Day Credit decisions.
  • Credit Life & Credit Disability Insurance Offered.
  • Loan Amounts up to 100% of the total Purchase Price
  • Up to a 1.50% length of Membership Incentive Interest Rate Discount
  • Pre-Approval Financing Available.

Rates as Low as 1.95% APR*

New Automobile Loan Rates As Low As:
0-48 Months
49-60 Months
61-72 Months
73-84 Months

Payment Example: 48 monthly payments of approximately $21.61 per $1,000 borrowed at 1.95% APR.

Pre-Owned (Used) Automobile As Low As:
0-36 Months
37-48 Months
49-60 Months
61-72 Months

Payment Example: 36 monthly payments of approximately $29.05 per $1,000 borrowed at 2.95% APR.

Curious how much your payment would be?

I.B.E.W. LU 66 Federal Credit Union is an equal opportunity lender and, as such, will not allow discrimination on the basis of race, color, national origin, religion, sex, sexual orientation, gender identity, marital or familial status, age (providing the applicant has reached the age of majority and/or possess the legal capacity to contract), income derived from public assistance, exercise of consumer rights, disability, or any other prohibited basis. No officer or employee of this credit union will, in any manner, discourage a member from making, or submitting, an application for credit. This credit union will accept and consider an application from any member which requests to submit an application for the extension of credit.

IBEW LU 66 FCU uses a risked based pricing credit program and certain restrictions may apply. The rates, as published on this website, are Annual Percentage Rates (APR’s) and are subject to change without notice.

New credit accounts are subject to membership eligibility, loan application (within twelve months), credit qualification, and income verification. Payments must be made from your IBEW Local 66 Federal Credit Union Regular Share Account by Automatic Payment.

* The Annual Percentage Rate (APR) will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, history with the Credit Union and amount and type of credit requested. The interest rate is fixed for the entire life of the loan. Stated “Rates as Low as” apply to specifically well-qualified applicants with all applicable discounts.

Other restrictions may apply.

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