Transaction Accounts
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Transaction Accounts
Transaction Accounts Checking (Draft) Accounts Money Market Union e-Express Checking Union Select Checking Union Advantage Checking Union Pride Checking Union Advantage Money Market Account Union Pride Preferred Money Market Account Minimum Balance to Open $100.00 $100.00 $100.00 $1,000.00 $1,000.00 $10,000.00 Monthly Maintenance Fee $5.00 $8.00 $12.00 $18.00 $15.00 $25.00 Minimum Balance to Avoid Monthly Maintenance Fee N/A $500.00 $2,500.00 $5,000.00 $7,500.00 $15,000.00 Other Ways to Wave Monthly Maintenance Fee E-Statements N/A N/A Be a Retiree N/A Be aRetiree Direct Deposit Earns Dividends No No Yes Yes Yes Yes Minimum Balance to Earn Dividends N/A N/A $100.00 $100.00 $100.00 $5,000.00 Courtesy Overdraft Available Yes Yes Yes Yes Yes Yes Overdraft Transfer Available Yes Yes Yes Yes Yes Yes Excessive Withdrawal Fee (Withdrawals over 3) Unlimited Unlimited Unlimited Unlimited $5.00 $5.00 Check Writing No Unlimited Unlimited Unlimited 3 Checks Per Cycle 3 Checks Per Cycle Paper or Electronic Check Charge (Per Item) $1.50 No Charge No Charge No Charge No Charge No Charge Account Activity Printout (Out of Cycle) $2.00 $2.00 $2.00 No Charge $2.00 $2.00 Account Research (per hour) [One hour minimum] $20.00 $20.00 $20.00 No Charge $20.00 $20.00 Telephone Balance Inquiry $2.00 $2.00 No Charge No Charge $2.00 No Charge Cashier's Check $10.00 $10.00 $5.00 No Charge $10.00 No Charge Cashier's Check Replacement Fee $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Check Copies (per item) $3.00 $3.00 $3.00 No Charge N/A N/A Check Mailing Fee (Per mailed item) $1.00 $1.00 $1.00 No Charge $1.00 $1.00 Check Printing Not Available Varies Varies No Charge Varies No Charge Copy of Credit Union Issued Check $5.00 $5.00 $5.00 $5.00 $5.00 $5.00 Copy of Issued Statement $5.00 $5.00 $5.00 No Charge $5.00 $5.00 Courtesy Overdraft Fee (if utilized) $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Credit Union Over-the-Counter Issued Check $1.00 $1.00 No Charge No Charge $1.00 No Charge Debit Card Replacement Fee $15.00 $15.00 $15.00 No Charge N/A N/A Domestic Wire Transfer - Incoming $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 Domestic Wire Transfer - Outgoing $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Dormant Account (Charged Prior to Account Closing) $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 Early Account Closure (within 180 Days) $25.00 $25.00 $25.00 $35.00 $25.00 $35.00 Legal Order Processing (i.e., Garnishments, Levies & Liens) $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Money Orders (up to $1,000.00) $3.00 $3.00 No Charge No Charge $3.00 No Charge Non-Sufficient Funds - Overdraft (Per Paid Item) $25.00 $25.00 First 3 Wavied Annually First 3 Wavied Annually $25.00 $25.00 Non-Sufficient Funds - Return (Per Returned Item) $15.00 $15.00 First 3 Wavied Annually First 3 Wavied Annually $15.00 $15.00 Non-Sufficient Funds (ACH) - Overdraft (Per Paid Item) $25.00 $25.00 First 3 Wavied Annually First 3 Wavied Annually $25.00 $25.00 Non-Sufficient Funds (ACH) - Return (Per Returned Item) $15.00 $15.00 First 3 Wavied Annually First 3 Wavied Annually $15.00 $15.00 Overdraft Protection Transfer $5.00 $5.00 $5.00 No Charge $5.00 $5.00 Paper Statements $3.50 $3.50 $3.50 No Charge $3.50 No Charge Reopen Existing Account $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Returned Deposit Item $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 Returned Deposit Item (Drawn on Members own Account) $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Returned Mail Processing (Per returned item) $3.00 $3.00 $3.00 $3.00 $3.00 $3.00 Statement Balancing (per hour) [One hour Minimum] $20.00 $20.00 $20.00 No Charge $20.00 $20.00 Stop Payment Order $15.00 $15.00 $15.00 First 3 Waived Annually $15.00 First 3 Waived Annually Non-Transaction Accounts
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Non-Transaction Accounts
Non-Transaction Accounts Savings Accounts Club Accounts Regular Shares Family Savings Plan Minor By Savings Christmas (Holiday) Club Account 6 Month Vacation Club Account 12 Month Vacation Club Account Minimum Balance to Open $25.00 $25.00 $5.00 $25.00 $25.00 $25.00 Monthly Maintenance Fee $3.00 $3.00 No Charge No Charge No Charge No Charge Minimum Balance to Avoid Monthly Maintenance Fee $25.00 $100.00 N/A N/A N/A N/A Other Ways to Waive Monthly Maintenance Fee E-Statements E-Statements N/A N/A N/A N/A Direct Deposit Direct Deposit Earns Dividends Yes Yes Yes Yes Yes Yes Minimum Balance to Earn Dividends $25.00 $100.00 $0.01 $25.00 $50.00 $100.00 Courtesy Overdraft Available Yes Yes No No No No Overdraft Transfer Available Yes Yes No No No No Early Withdrawal Fee [Club Accounts] N/A N/A N/A $10.00 $10.00 $10.00 Excessive Withdrawal Fee (Withdrawals over 3) $5.00 $5.00 $1.00 $5.00 $5.00 $5.00 Check Writing No No No N/A N/A N/A Per Paper Check Charge (After 3) N/A N/A N/A N/A N/A N/A Account Activity Printout (Out of Cycle) $2.00 $2.00 No Charge $2.00 $2.00 $2.00 Account Research (per hour) [One hour minimum] $20.00 $20.00 $5.00 $20.00 $20.00 $20.00 Telephone Balance Inquiry $2.00 $2.00 No Charge $2.00 $2.00 $2.00 Cashier's Check $10.00 $10.00 $10.00 N/A N/A N/A Cashier's Check Replacement Fee $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Check Copies (per item) N/A N/A N/A N/A N/A N/A Check Mailing Fee (Per mailed item) $1.00 $1.00 N/A $1.00 $1.00 $1.00 Check Printing N/A N/A N/A N/A N/A N/A Copy of Credit Union Issued Check $5.00 $5.00 $5.00 $5.00 $5.00 $5.00 Copy of Issued Statement $5.00 $5.00 $1.50 $5.00 $5.00 $5.00 Courtesy Overdraft Fee (if utilized) N/A N/A N/A N/A N/A N/A Credit Union Over-the-Counter Issued Check No Charge No Charge No Charge N/A N/A N/A Debit Card Replacement Fee N/A N/A N/A N/A N/A N/A Domestic Wire Transfer - Incoming $10.00 $10.00 N/A $10.00 $10.00 $10.00 Domestic Wire Transfer - Outgoing $25.00 $25.00 N/A $25.00 $25.00 $25.00 Dormant Account (Charged Prior to Account Closing) $10.00 $10.00 $5.00 $10.00 $10.00 $10.00 Early Account Closure (within 180 Days)/(Before Maturity) $10.00 $10.00 $5.00 $25.00 $15.00 $25.00 Legal Order Processing (i.e., Garnishments, Levies & Liens) $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Money Orders (up to $1,000.00) $3.00 $3.00 N/A N/A N/A N/A Non-Sufficient Funds - Overdraft (Per Paid Item) N/A N/A N/A N/A N/A N/A Non-Sufficient Funds - Return (Per Returned Item) N/A N/A N/A N/A N/A N/A Non-Sufficient Funds (ACH) - Overdraft (Per Paid Item) N/A N/A N/A N/A N/A N/A Non-Sufficient Funds (ACH) - Return (Per Returned Item) N/A N/A N/A N/A N/A N/A Overdraft Protection Transfer $5.00 $5.00 $5.00 N/A N/A N/A Paper Statements $3.50 $3.50 No Charge $3.50 $3.50 $3.50 Reopen Existing Account $10.00 $10.00 $5.00 $10.00 $10.00 $10.00 Returned Deposit Item $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 Returned Deposit Item (Drawn on Members own Account) $25.00 $25.00 $25.00 $25.00 $25.00 $25.00 Returned Mail Processing (Per returned item) $3.00 $3.00 $3.00 $3.00 $3.00 $3.00 Statement Balancing (per hour) [One hour Minimum] $20.00 $20.00 $10.00 $20.00 $20.00 $20.00 Stop Payment Order $15.00 $15.00 $15.00 $15.00 $15.00 $15.00